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All Blog Posts

THE INEVITABLE RETIREMENT CRISES, RISKS AND OPPORTUNITIES

03/05/2019

Peak retirement of the Baby Boom generation is here. My generation will not be buying the dips in their 401k's, and will actually be sellers of equities.

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No more Bailouts but Bail-Ins: Understanding the Dodd-Frank Act

02/27/2019

If or when we have another financial crises as in 2008, there will be no more government bailouts. Bank shareholders and depositors will have to fix their own mess

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Your Money Isn’t Safe in the Bank

02/25/2019

An examination of Carlos’ research into the Dodd-Frank Act and its provisions regarding contingent capital and statutory bail-insof banks and financial institutions. By Carlos Lara, Lara-Murphy Report.

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ROTH IRA ---IS IT REALLY TAX FREE GROWTH

02/24/2019

The Roth works very well as an account for retirement. Not tax deductible contributions and "tax free" dollars. BUT what if you need money before retirement and life changes happen.? Maybe you find out, the government does not consider it your WEALTH but theirs.

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Roth IRA Part 2, Conditional Withdraws

02/23/2019

When life happens and you need YOUR money before retirement 59 1/2, you will find out you need to ask permission and prove what you use it for. That is not your money

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How the $15 minimum wage will hurt those Government intends to help

10/22/2018

Jim Epstein of Reason TV just released a mini-documentary on the effects of the coming $15 minimum wage on one particular sector of the New York economy, and it’s devastating.

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